It’s a brave new world out there folks! For the last 25 months we have focused solely on paying off our debts and saving up an emergency fund. It’s become our way of life, our routine, our mission. But what happens after you pay off all your debt and save up your emergency fund? What… Continue reading Life After Debt
We did it! $15,000 in the bank! Feels sooo good! $15,000 is approximately 6 months of our bare basic “scorched earth” budget. It is enough to cover 6 whole months of rent, groceries, utilities, and fuel. It does not include things like eating out, fun money, Christmas sinking fund and other things we consider non-essential,… Continue reading Full Emergency Fund in the Bank!
Our February totals are in! Starting: $9,140.85 in savings!! Finishing: $11,578.69 Total Saved: $2,437.84 Chugging along towards our goal of $15,000 in our Emergency Fund!
I have a confession. So far on our journey, we have not paid any money to learn how to get out of debt. Not a cent. Danny-J’s #FindTheMoneyProject (where it all began!) … FREE I listened to a copy of Dave Ramsey‘s, The Total Money Makeover, for FREE (there’s an audiobook copy on YouTube) and… Continue reading Diving in Deep
Ours is a story of Februarys. February 2015 ~ The beginning of our debt free journey. The point in time we realized the ship was sinking. We were $72,938.60 in debt and had no idea where our money was going. February 2016 ~ After clinging to our sinking ship for 12 months, and trying desperately… Continue reading #FindTheMoneyProject Take 2
Our January totals are in! Starting: $6,580.09 in savings!! Finishing: $ 9,140.85 Total paid off: $2,560.76 We were aiming to finish with a nice round $10k in the bank, but we purchased a new portable air conditioner to help hubby cope with his CRPS during the heat. Plus we cash flowed a nice little holiday… Continue reading January 2017 Snowball Update
Umm … so yesterday was a tiny bit exciting!! We sold our other car, held $6,200 of cold hard cash in our hot little hands for all of 5 minutes, then ran down to the nearest cash deposit ATM & put it all on our last debt … and Oh M Gee!! WE’RE DEBT FREE!!… Continue reading We’re DEBT FREE!!!!