Debt payoff · Debt Snowball

December 2016 Snowball Update

Our December totals are in! Starting debt:   – $7,515.99 Finishing:         +$6,580.09 in savings!! Total paid off:   $7,515.99  +  Savings!! If you missed our huge announcement on December 3rd WE’RE DEBT FREE!! And I know you’re adding 7515.99 and 6580.09 together and going What The Fruit Tingle! No it wasn’t a magic $14k month!  Let… Continue reading December 2016 Snowball Update

Debt payoff · Debt Snowball

To HECS or Not To HECS – that is the Debt Snowball question!

This a question that has plagued many an Aussie Dave Ramsey follower. Should I include my HECS / Fee-HELP debt into my Debt Snowball? According to Dave, all non-mortgage debt is to be paid off in BS2 (Baby Step 2 – “Pay off all your debt expect the house”) But HECS / Fee-Help loans work… Continue reading To HECS or Not To HECS – that is the Debt Snowball question!